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What do today's markets mean for bond investors?

In FIIG's April 2026 Quarterly Fixed Income Macro Outlook, Head of Research Philip Brown provides clarity on what today’s environment means for bond investors. While short‑term market movements can be unsettling, fixed income markets continue to offer a range of opportunities to generate income and manage risk in the long-term — provided portfolios are positioned thoughtfully.

This edition focuses on practical strategies to protect capital, manage inflation risk, and maintain a reliable income amid heightened uncertainty.

Download the Outlook to discover:

Where risks are emerging in bond markets
Where resilience can be found
How to position your fixed income portfolio thoughtfully

Get your copy of the “2026 Quarterly Macro Outlook Report”

Diversification

Diversification through a wide range of government and corporate bonds.

Greater Transparency and Regular income

Through a known maturity date, fixed or floating interest payments, and a face value (typically $100).

High-Quality Bond Issuers

Such as Westpac and Coles Group, as well as high-growth companies such as ZIP and Earlypay.

Access to our Research

Investment strategy and portfolio construction expertise through a dedicated in-house research and education team.

Receive reliable income throughout the year

Unlike stocks, a bond's performance isn't linked to a company's share price. A bond is essentially a loan with fixed terms, which means you receive regular and consistent income payments at set intervals during the year. This allows you to relax and focus on other things without worrying about the fluctuations of the stock market.

It’s a smart way to diversify

With bonds available from companies in industries as varied as banking, construction, infrastructure, insurance, transport, airlines, retailing and more, it’s easy to ensure diversification for reduced capital risk.

Get the credit outlook

Craft a personalised portfolio tailored to your needs from a diverse selection of Australia's top companies.

Through FIIG’s DirectBonds Service, starting with a minimum of $50,000 you can get access to over 600 well-known Australian companies, providing you with consistent and reliable income payments and capital stability.

6.28% p.a.^{^}

Conservative Portfolio

This portfolio has 10 securities with weightings between 8.97% and 10.45%, yielding 6.28% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$500,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

7.05% p.a.^{^}

Balanced Portfolio

This portfolio has 15 securities with weightings between 2.14% and 8.86%, yielding 7.05% pa*. It is designed for investors wanting higher yield than a solely investment grade portfolio by taking measured credit risk. The returns shown are based on ~$582,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

7.79% p.a.^{^}

High Yield

This portfolio has 17 securities with weightings between 2.84% and 6.63%, yielding 7.79% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$483,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

^{^}Pricing as of 7 April 2026. Subject to change.

Earn a better return

Australian bonds have proven to deliver better returns than cash or international shares over the last 20 years. If you’re looking for strong returns, bonds are a great way to achieve your aims.

Corporate Bonds generally pay a higher income return than cash and term deposits.

Source: Gross returns for 20 years to 30 June 2020. Vanguard Investments Australia Ltd

Access your funds at any time

Just like buying shares, you can trade your bonds if your situation or investment strategy changes. This can be done in parcels of $10,000 – allowing you flexibility without needing to trade everything (subject to availability)

Talk with a FIIG expert

Invest in Bonds with the Australian leader in fixed income

At FIIG, our clients are at the centre of what we do. For over 25 years we have put our clients first by providing fixed income expertise, direct access to a wide range of fixed income products, control and transparency through industry best practice custody and reporting services. Our staff are experts, with extensive experience working in fixed income markets in Australia and overseas. We have a vast range of best-in-class educational material to assist clients as well as a dedicated team of research and strategy professionals on hand.

Why choose us

1000+

bonds available

6,000

Australian investors

1998

when FIIG was established

$4.5bn

of funds under advice with FIIG

Get in touch with our expert team about your wealth goals today

Our friendly and professional team is happy to show you how you can take advantage of investment-grade, government, and corporate bonds to generate income throughout the year and protect your capital.
It's completely obligation-free to speak with our fixed income experts. Simply leave your details below.

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FIIG provides general financial product advice only. For a copy of our disclaimer please refer to fiig.com.au/disclaimer

Please be aware that Corporate Bonds have a greater risk of loss of some or all of your capital when compared to bank deposits.

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