FIIG - The Fixed Income Experts

Bond Portfolios

  • Conservative

    2.90%p.a. Return^

  • Balanced

    3.57%p.a. Return^

  • High Yield

    5.17%p.a. Return^

This portfolio has 10 securities with weightings between 8.4% and 12.0%, yielding 2.95% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$500,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
Portfolio breakdown
Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  63,331  158.16 AUD  11.9%  3.40%
50,000 AMP Life Dec 2025 FRN Tier 2 IG Insurance  53,096  106.25 AUD  10.0%  2.59%
50,000 Ampol Ltd Mar 2026 FRN SubDebt IG Other Corporate  53,374  106.81 AUD  10.0%  2.88%
50,000 Pacific National Sep 2029 FCB Senior Debt IG Infrastructure  51,778  102.84 AUD  9.7% 3.31%  
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance  55,075  109.35 AUD  10.3%  3.21%
50,000 Salute 2021   FRN Senior Debt IG Property  53,303  106.20 AUD  10.0%  3.37%
50,000 JEM NSW Schools II Pty Ltd Nov 2035 IAB Senior Debt IG Infrastructure  51,797  103.59 AUD  9.7%  2.27%
50,000 Transurban Aug 2031 FCB Senior Debt IG Infrastructure  52,422  103.79 AUD  9.8%  2.82%
30,000 Queensland Treasury Corporation Mar 2033 FCB Senior Debt IG Semi Government  44,959  148.43 AUD  8.4%  1.89%
50,000 Lendlease Mar 2031 FCB Senior Debt IG Other Corporate  53,485  106.32 AUD  10.0%  2.95%

^ Pricing as at 02 June 2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine fixed, floating and inflation linked securities and ensure all the bonds in the portfolio are investment grade securities.

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 15 securities with weightings between 3.7% and 10%, yielding 3.69% pa*. It is designed for investors wanting higher yield than a solely investment grade portfolio by taking measured credit risk. The returns shown are based on ~$500,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
Holding Issuer Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Cost Price Currency % allocation Yield to maturity
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  63,336  158.16 AUD  9.9%  3.40%
50,000 Transurban Aug 2031 FCB Senior Debt IG Infrastructure  52,126  103.19 AUD  8.2%  2.89%
50,000 Pacific National Sep 2029 FCB Senior Debt IG Infrastructure  51,733  102.74 AUD  8.1%  3.32%
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance  55,082  109.35 AUD  8.6%  3.20%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure  51,801  103.60 AUD  8.1%  2.27%
50,000 Salute 2021   FRN Senior Debt IG Property  53,306  106.20 AUD  8.3%  3.37%
50,000 Ampol Ltd Mar 2026 FRN SubDebt IG Other Corporate  53,379  106.81 AUD  8.4%  2.88%
50,000 AMP Life Dec 2025 FRN Tier 2 IG Insurance  53,206  106.46 AUD  8.3%  2.54%
50,000 Lendlease Mar 2031 FCB Senior Debt IG Other Corporate  53,617  106.58 AUD  8.4%  2.92%
25,000 RedZed 2021   FRN Senior Debt Sub IG Property  25,966  103.48 AUD  4.1%  5.00%
25,000 Liberty 2021   FRN Senior Debt Sub IG Property  26,038  104.02 AUD  4.1%  4.54%
25,000 SCT Logistics Jun 2024 FCB Senior Debt NR Other Corporate  25,582  102.31 AUD  4.0%  5.66%
25,000 Evolve Early Education Dec 2024 FCB Senior Debt NR Other Corporate  26,463  105.85 AUD  4.1%  6.01%
25,000 WorkPac Jul 2022 FRN SubDebt NR Other Financials  25,058  100.00 AUD  3.9%  5.28%
25,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property  22,443  101.84 AUD  3.5%  6.32%

^ Pricing as at 02 June 2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 16 securities with weightings between 5.4% and 8.2%, yielding 5.29% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$500,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

Receive a PDF version of the sample portfolios Download the PDF
Bond types
Security types
Ratings
Sectors
What makes up the portfolio
 
Holding Security Description Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Capital price Currency % allocation Yield
30,000 Evolve Early Education Dec 2025 FCB Senior Debt NR Other Corporate  31,756  105.85 AUD  6.4%  6.01%
30,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property  30,522  101.84 AUD  6.1%  6.32%
30,000 Elanor Oct 2022 FCB Senior Debt NR Property  30,968  102.30 AUD  6.2%  5.33%
30,000 SCT Logistics Jun 2024 FCB Senior Debt NR Other Corporate  30,698  102.31 AUD  6.2%  5.66%
30,000 Peet Limited Sep 2026 FRN Senior Debt NR Consumer Discretionary  30,938  103.13 AUD  6.2%  4.95%
30,000 Moneytech Apr 2022 FRN SubDebt NR Other Financials  30,327  100.23 AUD  6.1%  6.08%
30,000 WorkPac July 2022 FRN SubDebt NR Other Financials  30,070  100.00 AUD  6.0%  5.28%
30,000 Elanor Wild Nov 2024 FCB Senior Debt NR Other Corporate  30,539  101.72 AUD  6.1%  6.43%
30,000 Liberty 2021   FRN Senior Debt Sub IG Property  52,076  104.02 AUD  10.5%  4.54%
30,000 RedZed 2021   FRN Senior Debt Sub IG Property  25,966  103.48 AUD  5.2%  5.00%
25,000 IAMGOLD Oct 2028 FCB Senior Debt Sub IG Resources  32,798  100.13 USD  6.6%  4.72%
25,000 Brookfield Property Group May 2026 FCB Senior Debt Sub IG Property  34,452  106.39 USD  6.9%  4.30%
25,000 Hunt Feb 2026 FCB Senior Debt Sub IG Property  34,083  104.48 USD  6.8%  5.18%
25,000 Rockpoint Mar 2023 FCB Senior Debt Sub IG Infrastructure  33,414  102.23 USD  6.7%  4.20%
25,000 NCIG May 2031 FCB Senior Debt IG Infrastructure  39,777  102.36 USD  8.0%  4.40%

^ Pricing as at 02 June 2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

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* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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An investment in notes or corporate bonds should not be compared to a bank deposit. Notes and corporate bonds have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described on any communication from FIIG is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions such as a 2.5% p.a. assumed rate of inflation, foreign exchange rates or forward interest rate curves generally available at the time and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. FIIG is not licensed to provide foreign exchange hedging or deal in foreign exchange contracts services. The information in this document is strictly confidential. If you are not the intended recipient of the information contained in this document, you may not disclose or use the information in any way. No liability is accepted for any unauthorised use of the information contained in this document. FIIG is the owner of the copyright material in this document unless otherwise specified.

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