FIIG - The Fixed Income Experts

Bond Portfolios

  • Conservative

    3.05%p.a. Return^

  • Balanced

    4.00%p.a. Return^

  • High Yield

    6.22%p.a. Return^

This portfolio has 10 securities with weightings between 9.1% and 11.6%, yielding 3.05% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$500,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
Portfolio breakdown
Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure 62,036 154.94 AUD 11.6% 3.57%
50,000 AMP Life Dec 2025 FRN Tier 2 IG Insurance 50,000 100.00 AUD 10.1% 3.63%
50,000 Ampol Ltd Mar 2026 FRN SubDebt IG Other Corporate 51,000 102.00 AUD 10.0% 3.51%
50,000 Pacific National Sep 2029 FCB Senior Debt IG Infrastructure 53,666 106.62 AUD 10.1% 2.84%
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance 53,263 105.72 AUD 10.0% 3.93%
50,000 Reds Trust 2019 FRN Senior Debt IG Property 50,654 101.23 AUD 9.5% 2.96%
50,000 JEM NSW Schools II Pty Ltd Nov 2035 IAB Senior Debt IG Infrastructure 50,990 101.98 AUD 9.6% 2.77%
50,000 Brisbane Airport Dec 2030 FCB Senior Debt IG Infrastructure 56,674 111.43 AUD 10.6% 3.17%
30,000 Queensland Treasury Corporation Mar 2033 FCB Senior Debt IG Semi Government 48,572 160.47 AUD 9.1% 1.19%
50,000 Liberty Financial Pty Ltd Feb 2024 FRN Senior Debt IG Other Financials 49,683 99.32 AUD 9.3% 2.73%

^ Pricing as at 30 November 2020. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine fixed, floating and inflation linked securities and ensure all the bonds in the portfolio are investment grade securities.

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 15 securities with weightings between 3.5% and 9.9%, yielding 4.00% pa*. It is designed for investors wanting a balanced allocation of investment grade and sub investment grade bonds. The returns shown are based on a ~$600,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
Holding Issuer Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Cost Price Currency % allocation Yield to maturity
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure 62,036 154.94 AUD 9.9% 3.57%
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance 53,263 105.72 AUD 8.5% 3.93%
50,000 Ampol Ltd Mar 2026 FRN SubDebt IG Other Corporate 50,438 100.88 AUD 8.0% 3.51%
50,000 Pacific National Sep 2029 FCB Senior Debt IG Infrastructure 53,666 106.62 AUD 8.6% 2.84%
50,000 Reds Trust 2019 FRN Senior Debt IG Property 50,654 101.23 AUD 8.1% 2.96%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure 50,990 101.98 AUD 8.1% 2.77%
50,000 Brisbane Airport Dec 2030 FCB Senior Debt IG Infrastructure 56,674 111.43 AUD 9.0% 3.17%
50,000 Liberty Finance Feb 2024 FRN Senior Debt IG Other Financials 49,683 99.32 AUD 7.9% 2.73%
50,000 AMP Life Dec 2025 FRN Tier 2 IG Insurance 50,379 100.75 AUD 8.0% 3.63%
25,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property 22,094 93.88 AUD 3.5% 9.20%
25,000 Sunland Oct 2024 FCB Senior Debt NR Property 25,779 102.56 AUD 4.1% 5.47%
25,000 SCT Logistics Jun 2024 FCB Senior Debt NR Other Corporate 25,680 102.72 AUD 4.1% 5.70%
25,000 Omni Bridgeway Limited Jan 2026 FCB Senior Debt NR Other Financials 26,174 103.84 AUD 4.2% 4.80%
25,000 WorkPac Jul 2022 FRN SubDebt NR Other Financials 24,901 99.40 AUD 4.0% 6.21%
25,000 Evolve Early Education Dec 2024 FCB Senior Debt NR Other Corporate 25,000 82.41 AUD 4.0% 7.50%

^ Pricing as at 30 November 2020. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 16 securities with weightings between 5.9% and 7.0%, yielding 6.22% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$500,000 investment. $250,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
 
Holding Security Description Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Capital price Currency % allocation Yield
30,000 Plenary Bond Finance Unit Trust May 2024 FCB Senior Debt NR Infrastructure 32,557 32,557.00 AUD 6.4% 4.57%
30,000 StockCo Aug 2022 FCB SubDebt NR Other Financials 30,836 30,836.00 AUD 6.1% 5.27%
30,000 Evolve Early Education Dec 2025 FCB Senior Debt NR Other Corporate 30,000 30,000.00 AUD 5.9% 7.50%
30,000 Omni Bridgeway Limited Jan 2026 FCB Senior Debt NR Other Financials 31,409 31,409.00 AUD 6.2% 4.80%
30,000 SCT Logistics Jun 2024 FCB Senior Debt NR Other Corporate 30,816 30,816.00 AUD 6.1% 5.70%
30,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property 29,930 29,930.00 AUD 5.9% 9.34%
30,000 Moneytech Apr 2022 FRN SubDebt NR Other Financials 30,263 30,263.00 AUD 6.0% 6.20%
30,000 WorkPac July 2022 FRN SubDebt NR Other Financials 29,882 29,882.00 AUD 5.9% 6.21%
30,000 Elanor Oct 2022 FCB Senior Debt NR Property 30,789 30,789.00 AUD 6.1% 6.11%
30,000 Sunland Oct 2024 FCB Senior Debt NR Property 30,935 30,935.00 AUD 6.1% 5.47%
30,000 Ford Dec 2024 FCB Senior Debt Sub IG Automotive 30,285 30,285.00 AUD 6.0% 3.43%
25,000 Diversified Healthcare Trust Feb 2028 FCB Senior Debt Sub IG Property 33,886 33,886.00 USD 6.7% 5.05%
25,000 IAMGOLD Oct 2028 FCB Senior Debt Sub IG Resources 35,671 35,671.00 USD 7.0% 4.95%
25,000 Rockpoint Mar 2023 FCB Senior Debt Sub IG Infrastructure 33,569 33,569.00 USD 6.6% 8.98%
25,000 Hunt Feb 2026 FCB Senior Debt Sub IG Property 35,354 35,354.00 USD 7.0% 5.76%
25,000 Geo Group Apr 2023 FCB Senior Debt Sub IG Other Corporate 30,246 30,246.00 USD 6.0% 10.68%

^ Pricing as at 30 November 2020. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

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* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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An investment in notes or corporate bonds should not be compared to a bank deposit. Notes and corporate bonds have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described on any communication from FIIG is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions such as a 2.5% p.a. assumed rate of inflation, foreign exchange rates or forward interest rate curves generally available at the time and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. FIIG is not licensed to provide foreign exchange hedging or deal in foreign exchange contracts services. The information in this document is strictly confidential. If you are not the intended recipient of the information contained in this document, you may not disclose or use the information in any way. No liability is accepted for any unauthorised use of the information contained in this document. FIIG is the owner of the copyright material in this document unless otherwise specified.

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Please be aware that Corporate Bonds have a greater risk of loss of some or all of your capital when compared to bank deposits.