FIIG - The Fixed Income Experts

Wholesale Sample Bond Portfolios

  • Conservative

    3.52%p.a. Return^

  • Balanced

    4.30%p.a. Return^

  • High Yield

    6.59%p.a. Return^

This portfolio has 10 securities with weightings between 8.3% and 12.1%, yielding 3.52% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
Portfolio breakdown
Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  64,378  160.79 AUD  12.1%  3.78%
50,000 AMP Life Dec 2025 FRN Tier 2 IG Insurance  52,832  105.72 AUD  9.9%  3.34%
50,000 AMPOL Ltd Mar 2027 FRN SubDebt IG Other Corporate  50,698  101.40 AUD  9.5%  4.81%
50,000 Computershare  Nov 2027 FCB Senior Debt IG Other Corporate   51,314  102.60 AUD  9.5% 2.67%  
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance  54,650  108.49 AUD  10.3%  3.91%
50,000 Salute 2021  Jun 2028 FRN Senior Debt IG Property  53,089  106.03 AUD  10.0%  3.67%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure  50,283  100.57 AUD  9.5%  2.92%
50,000 NAB  Dec 2029  FCB AT1  IG Major Bank   54,335  106.32 AUD  10.2%  4.02%
30,000 Queensland Treasury Corporation Mar 2033 FCB Senior Debt IG Semi Government  44,164  145.81 AUD  8.3%  1.96%
50,000 QANTAS  Sep 2030 FCB Senior Debt IG Other Corporate  56,223  111.21 AUD  10.6%  3.74%

^ Pricing as at 30 November 2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine fixed, floating and inflation linked securities and ensure all the bonds in the portfolio are investment grade securities.

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 15 securities with weightings between 4.0% and 10.4%, yielding 4.30% pa*. It is designed for investors wanting higher yield than a solely investment grade portfolio by taking measured credit risk. The returns shown are based on ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
Holding Issuer Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Cost Price Currency % allocation Yield to maturity
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure  64,378  160.79 AUD  10.4%  3.78%
50,000 NAB  Dec 2029  FCB AT1  IG Major Bank   54,335  106.32 AUD  8.8%  4.02%
50,000 Pacific National Jul 2025  FRN Tier 2  IG Insurance  54,650  108.49 AUD  8.8%  3.91%
50,000 Genworth Nov 2027 FRN Senior Debt  IG Property   53,089  106.03 AUD  8.6%  3.67%
50,000 JEM NSW Schools Mar 2027 FRN  SubDebt  IG Other Corporate   50,698  101.40 AUD  8.3%  4.81%
50,000 Salute 2021 Sep 2030 FCB Senior Debt IG  Other Corporate   56,223  111.21 AUD  9.1%  3.74%
25,000 AMPOL Ltd Sep 2024 FCB AT1  Sub IG  Major Bank   26,243  103.87 AUD  4.2%  3.40%
25,000 QANTAS  Aug 2026  FRN Senior Debt Sub IG Property   25,551  101.89 AUD  4.1%  5.89%
25,000 Société Générale Jul 2026  FCB Senior Debt  Sub IG Resources   31,342  101.86 AUD  5.1%  5.76%
25,000 Triton 2021 Apr 2026 FCB Senior Debt NR  Other Corporate   25,377  101.15 AUD  4.1%  5.94%
25,000 Emeco Pty Ltd Dec 2025 FCB Senior Debt NR  Other Corporate   25,853  103.48 AUD  4.2%  6.51%
25,000 Evolve Education  Jan 2023 FRN SubDebt  NR Other Financials  25,000  99.79 AUD  4.0%  5.73%
25,000 WorkPac Trust Aug 2026 FCB Senior Debt NR Property   24,981  101.42 AUD  4.0%  6.49%
25,000 ZILT 7  Nov 2025 FCB Senior Debt  NR Other Financials  25,266  101.00 AUD  4.1%  6.12%
25,000 CEFT  May 2024 FCB Senior Debt NR Other Financials   25,343  101.15 AUD  4.1%  5.32%

^ Pricing as at 30 November2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 16 securities with weightings between 4.9% and 9.2%, yielding 6.59% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$650,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

Receive a PDF version of the sample portfolios Download the PDF
Bond types
Security types
Ratings
Sectors
What makes up the portfolio
 
Holding Security Description Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Capital price Currency % allocation Yield
30,000 Evolve Education Dec 2025 FCB Senior Debt NR Other Corporate  31,024  103.48 AUD  6.0%  6.51%
30,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property  28,312  101.42 AUD  5.4%  6.49%
30,000 RACE  Nov 2027 FCB Senior Debt NR Other Corporate   30,452  101.15 AUD  5.9%  5.94%
30,000 ZILT 7  Nov 2025 FCB Senior Debt NR Other Financials  30,320  101.00 AUD  5.8%  6.12%
30,000 Peet Limited Sep 2026 FRN SubDebt NR Other Financials  31,480  104.08 AUD  6.1%  5.52%
30,000 CEFT  May 2024 FCB Senior Debt NR Other Financials  30,412  101.15 AUD  5.8%  5.32%
30,000 WorkPacTrust Jan 2023 FRN SubDebt NR Other Financials  30,001  99.79 AUD  5.8%  5.73%
30,000 Elanor WildLife Park Fund Nov 2024 FCB Senior Debt NR Other Corporate  30,384  101.20 AUD  5.8%  6.72%
50,000 Lucas Total Contract Solutions  Sep 2022  FCB Senior Debt NR Other Corporate  30,276  99.15 AUD  5.8%  10.24%
30,000 Emeco Pty Ltd Jul 2026 FCB Senior Debt Sub IG Resources  31,342  101.86 AUD  6.0%  5.76%
30,000 Triton 2021 Aug 2026  FRN Senior Debt Sub IG Property  25,551  101.89 AUD  4.9%  5.89%
25,000 IAMGOLD Oct 2028 FCB Senior Debt Sub IG Resources  35,170  99.41 USD  6.8%  5.86%
30,000 Newcastle Coal  Mar 2027 FCB Senior Debt Sub IG Infrastructure   47,826  111.34 USD  9.2%  10.61%
25,000 Nickel Mines  Apr 2024 FCB Senior Debt Sub IG Resources   36,223  102.06 USD  7.0%  5.54%
25,000 PEMEX Jan 2031 FCB Senior Debt Sub IG Infrastructure  34,528  96.28 USD  6.6%  6.49%
25,000 Edison International Mar 2026 FCB Senior Debt Sub-IG Infrastructure  37,402  105.40 USD  7.2%  5.08%

^ Pricing as at 30 November 2021. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

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* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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An investment in notes, bonds or securities should not be compared to a bank deposit. Notes, bonds and securities have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described in any communication from FIIG is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions, such as a 2.5% p.a. assumed rate of inflation (unless otherwise specified), foreign exchange rates, or forward interest rate curves generally available at the time, and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. FIIG may quote to you an estimated yield when you purchase a bond. This yield may be calculated by FIIG on either A) a yield to maturity date basis; or B) a yield to early redemption date basis. Some bond issuances include multiple early redemption dates and prices, therefore the realised yield earned by you on the bond may differ from the yield estimated or quoted by FIIG at the time of your purchase. The information in this document is strictly confidential. If you are not the intended recipient of the information contained in this document, you may not disclose or use the information in any way. No liability is accepted for any unauthorised use of the information contained in this document. FIIG is the owner of the copyright material in this document unless otherwise specified.

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